We collect the minimum.

This site has no accounts, no email list. All we see is anonymous usage stats; the only place we collect personal info is the contact form, if you choose to fill it out. Numbers you type into calculators stay in your browser — they are never uploaded.

What we collect

• Anonymous usage and interaction stats: cookieless aggregate analytics and Google Analytics 4 (page views and calculator events like calculator_view, result_reached; GA4 may use cookies — see below). We see "someone used a calculator," not who.
• Messages you send us: When you submit the contact form, we receive your name, email, and message via Formspree (a third-party form service). Used only to reply to your question — no marketing, no email list.

What we do not collect

• No accounts, passwords, or payment info.
• No calculator inputs: age, savings, income, expenses — all processed locally in your browser, never sent to our server.
• No cross-site ad tracking, no selling your data to third parties.

Cookies & local storage

• GA4 may use cookies to distinguish sessions; you can block this with browser settings, private mode, or tracker-blocking extensions. You can also block analytics without affecting calculator functionality.
• Calculators don't write cookies; if localStorage is used in the future to remember inputs, it stays on your device only.

Third-party services

• Vercel (hosting, may generate standard server access logs), Google Analytics 4 (stats), Formspree (message delivery, only when you submit the form).
• Fonts are self-hosted via next/font — no runtime requests to Google. Blog article images may come from Unsplash or other image CDNs (being replaced with owned/licensed images).
• These third parties handle data per their own privacy policies.

Ads & affiliates (reserved)

V1.0 shows no ads and no paid promotional links. If Google AdSense or affiliate links are added in the future, we will update this policy before launch and label ads/promotions clearly on the page.

Your rights & contact

You can request to see or delete information you submitted via the form. Email us at the address on the Contact page.

Policy changes

Before adding any new data collection, we will update this page and the date.

Last updated: September 2026